So what is up with the new healthcare reform bill and how can people who need health insurance get more information? Here is a quick snapshot, courtesy of Health.com, on what people can expect and a helpful link for a more in-depth look.
Now:
Can’t get insurance because of a pre-existing health condition? You may qualify for a new, affordable federal plan.
As of September 2010:
• Your insurance company can no longer drop you from your healthcare plan if you get sick.
• Insurance carriers must cover preventive screenings, such as breast exams, mammograms, and Pap smears.
• A child cannot be denied health coverage because of a pre-existing condition.
By 2014:
• It will be illegal for insurers to charge women higher premiums simply for being female.
• Insurance companies will no longer be able to deny you coverage for pre-existing conditions—including a previous C-section or injuries caused by domestic abuse.
• All insurance carriers will be required to cover maternity care.
• New moms can rest easier because providers will be required to cover newborn care and pediatric services, as well as screening for postpartum depression.
Fredrick Broden
From Health magazine
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